Introduction

This manual will help you integrate your company with Getnet Financial Management and start using its solutions.

If you operate an e-commerce business that connects buyers, sellers, and/or service providers through centralized platforms for selling products or services—whether using your own or third-party solutions—Getnet offers a range of secure solutions to support your operations.

These services include payment capture, processing, and split payments with customizable business rules. They are ideal for operations with shared or mixed carts, or for businesses that need to split payments between the transaction amount and commissions, with settlement through CIP’s Single Grid in compliance with applicable regulations.

You can define business rules to determine the rights and obligations of each sub-seller. Key features include:

• transaction fees;
• commissions;
• settlement periods;
• and more.

With the Payment Split service, payments for items in your customer’s shopping cart are automatically allocated to sub-sellers, who receive their commissions according to the defined business rules.

The Payment Split in Practice:

In addition to payment services, Getnet offers a payment gateway, security, fraud prevention, and other solutions to support your business securely and efficiently.

We recommend reading this document carefully and using it as a reference throughout the integration of your e-commerce platform with the Getnet Acquiring Network, as well as for any future system changes.

This integration manual is intended for developers who want to capture and process transactions directly through the Getnet Acquiring Network using our API.

We recommend that you periodically, and whenever you start developing transaction capture functionality, use this portal to track product changes and versions on our platform.

Solutions

To meet the needs of our customers, we developed a Financial Management product that includes seller and sub-seller registration, business rules, payment split, receivables management, and settlement via CIP. Note that contracts and negotiations with card networks, as well as contracting a liquidator, are the responsibility of Getnet.

Clients can also choose to use other Getnet service modules according to their needs.

This manual covers the E-Commerce WEB model via API, which makes the connection to Getnet using HTTPS protocol having its call through WebServices in REST.

Functionalities

• Onboarding: Vendor acceptance flow and inclusion of business rules in the Management system. Through an API the Seller will send to Getnet the necessary data to register the rules negotiated by means of parameterizable fields. Onboarding is an essential part of managing your business.
• Transactional: Capture of credit transactions of Mastercard, Visa, Elo, Amex and Hiper. We also provide Pre-Authorization, Late-Acknowledgment, and Soft Descriptor functionality.
• Receivables Management: Payment processing and split of seller's payment and subsellers in accordance with the pre-defined business rules and registered in seller management.
• Settlement: Sending daily payment file to CIP according to defined rules and layouts.
• Certifications: Systems and processes - 100% compliance with PCI - DSS, ISO, Brands and Bacen.
• Management information: Information available for consultation via API: transactions, registration and financial view (schedule of receivables) of Seller's. Transaction query, chargeback, cancellation, anticipation and adjustments via API.
• Exception flow: Notifications and pass-through for each Chargeback received with the original transaction view and order number. Request for cancellation of total and partial transactions via API.

Features per brand