Getnet Solutions
Getnet offers multiple solutions for different business needs and technical capabilities. This page provides a detailed look at each option to help you select the most suitable path for you.
Online payment solutions
Getnet offers three main integration options tailored to different business needs and compliance levels. Understanding the key distinctions will help you select the most suitable option for your platform.
Regional API (SEP)
The Regional API, also referred to as the Single Entry Point (SEP), is our core solution for direct integration. It is designed for businesses that require full control over the payment experience and can handle sensitive cardholder data. This API is the foundation of our expanding ecosystem, which supports omnichannel transactions.
- Ideal For: Merchants with PCI DSS compliance who want maximum control over the checkout flow and user interface.
- Availability: Currently active in Argentina, Brazil, Chile, and Mexico.
Web Checkout
This solution is designed for businesses that cannot or prefer not to handle sensitive card data directly. It simplifies your integration and reduces PCI compliance scope by using a secure, hosted payment page where Getnet handles the collection of payment details.
- Ideal For: Merchants who are not PCI DSS compliant.
- Availability: Currently active in Argentina and Chile.
Payment Link
Our most agile solution for direct sales. Generate and share a payment link through any digital channel, like WhatsApp, social media, or email. It's the fastest way to turn a conversation into a secure transaction, without needing a website.
- Ideal For: Merchants who do not have an e-commerce website or who want a simple way to send direct invoices to customers.
- Availability: Currently active in Argentina, Brazil, Chile, and Mexico.
Plugins
These are pre-built integrations for popular e-commerce platforms like VTEX and BigCommerce. They are the ideal choice for businesses that use a supported platform and do not have their own custom-built checkout solution.
- Ideal For: Merchants using a supported e-commerce platform who want a quick and straightforward setup.
- Availability: Currently active in Argentina, Brazil, Chile, and Mexico.
Payment solutions comparison
Choosing the right payment integration is a critical step for any online business. To help you make an informed decision, the table below compares our four primary payment solutions: Regional API (SEP), Web Checkout, Payment Links, and Plugins. Each solution is designed to meet different business needs, balancing factors like development effort, UI customization, and PCI-DSS compliance. Use this guide to identify the integration that best aligns with your technical resources and desired customer experience.
| Solution | Regional API (SEP) | Web Checkout | Payment Links | Plugins |
|---|---|---|---|---|
| Integration Type | Direct API | Pre-built UI (Redirect, Iframe) | Shareable Link | E-commerce Platform Extension |
| Development Level | High (Full stack development) | Low (Minimal code) | None / Low (Via API) | None (Configuration only) |
| UI Customization | Total (Merchant builds UI) | Limited (Uses Getnet templates) | Limited (Product info only) | Limited (Via platform settings) |
| PCI-DSS Responsibility | Merchant | Getnet | Getnet | Getnet |
| Adding Payment Methods | Requires code (via API) | No-code (Dashboard config) | Managed by Getnet | No-code (Plugin config) |
| Card Tokenization | Yes (Merchant-managed) | Yes (Getnet-managed) | Yes (Getnet-managed) | Yes (Getnet-managed) |
| Antifraud Solution | Yes (API integration) | Yes (Built-in) | Yes (Built-in) | Yes (Built-in) |
Additional services
Beyond standard payment processing, Getnet offers specialized APIs to support platform-based business models and automated partner integrations.
Marketplace API
This API allows platforms to process transactions where a commission is split between multiple sellers, similar to the functionality offered by platforms like PagBank. While currently on a separate system, the goal is for this functionality to migrate into the Regional API in the future.
- Ideal For: Marketplace platforms that need to divide payments among various vendors.
- Availability: This API is exclusively available for Brazil.
Onboarding API
This API enables partners to automate the process of registering and onboarding new merchants to the Getnet platform. It is designed to replace a manual onboarding process, facilitating an automated way for a partner to sign up their merchants for Getnet's acquiring services.
- Ideal For: Partners who need to programmatically create Getnet merchant accounts for their clients.
- Availability: This API is also exclusively available for Brazil.
Merchant Reporting
Unlike our other solutions, Merchant Reporting is not an API-based service. Instead, it provides reconciliation data through files delivered to a secure FTP (SFTP) server.
- Ideal For: Businesses that require detailed reconciliation files for their accounting processes.
- Availability: Available for each country of operation. The report layouts are country-specific, with Uruguay, Argentina, and Chile noted as having distinct formats.
Next steps
Ready to start your integration process? Check the Integration Journey which page provides a complete roadmap for your journey with Getnet and guide you to the documentation for each solution.